Small Business Money School by Gina Knox

Introduction

Small Business Money School is a comprehensive financial management program created by Gina Knox, a former QuickBooks Design Researcher who analyzed the financials of over 400 businesses. This program teaches entrepreneurs with variable income how to build business savings, manage cash flow, eliminate debt, and increase profitability through a proven 4-step Path to Profit system. The course includes 8 major components with over 90 hours of recorded training, covering everything from money mindset and debt elimination to tax savings and profit maximization.

Here's Everything You'll Receive

📊 Course Stats:

153 video lessons | 20 downloadable PDFs | 8 spreadsheets | 90h 11m 43s of content | 31.58 GB total

✅ 2022 Money Making Mindset Challenge Replays: 10 recorded challenge sessions (10h 26m) covering money mindset transformation, limiting beliefs, and abundance thinking, plus 2 business debt tracking spreadsheets

✅ 2023 Money Making Mindset Challenge Replays: 5 recorded challenge sessions (5h 32m) focusing on advanced mindset work and money identity shifts

✅ 2024 Office Hour Replays: 29 recorded weekly coaching calls (30h 22m) where Gina answers student questions and provides personalized guidance on real business financial situations

✅ 2024 Tax Savings Challenge Replays: 5 recorded sessions (36m) on tax strategy and planning for small business owners

✅ 2025 Office Hour Replays: 18 recorded weekly coaching sessions (19h 53m) with current strategies and live problem-solving

✅ 30 Day Debt Challenge: Complete 32-video program (8h 40m) with step-by-step system to calculate your debt-free date, create a payoff plan, and eliminate business debt

✅ Core Training Modules: 49 video lessons covering the complete Path to Profit system including building savings, tracking numbers, paying yourself, managing debt, and increasing profitability

✅ Bonus Materials & Masterclasses: 5 bonus trainings (4h 30m) including the Pivot to Profit Masterclass, Financial Order of Operations, Retirement for Entrepreneurs with Evelyn Huang, and limiting belief dismantling sessions

✅ Hot Money Mess Clean Up Day: 8 recorded sessions (3h 43m) on organizing your bank accounts, setting up money systems, and cleaning up financial chaos

✅ Workbooks & Templates: 20 PDF guides, 8 spreadsheet templates including Cash Flow Planner, Business Profit & Loss trackers for 2024 and 2025, Money Making Mindset Challenge workbooks, and The EMPIRE 2025 Calendar

> Note: This includes all recorded training content, video lessons, workbooks, and downloadable resources from the program. Live weekly coaching sessions, private community membership, and direct access to Gina Knox are available exclusively through the official program.

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What You Will Master in Small Business Money School

✅ Build a $100,000 business savings buffer — Learn Gina's proven system for saving consistently even with inconsistent income, the same method her clients have used to save over $8.2 million collectively

✅ Master your Profit & Loss statements — Set up and maintain your P&L spreadsheet in under 10 minutes per month using Gina's simplified tracking system

✅ Calculate and accelerate your debt-free timeline — Use the Minimum Payment Leapfrog method to speed up debt payoff without increasing your monthly payment amounts

✅ Design a strategic pay-yourself system — Determine exactly how much to pay yourself whether you're in baseline, maintaining, scaling, or downshifting mode

✅ Create accurate 30-day profit projections — Learn how to project your sales and expenses for launches, evergreen, and product-based businesses to make confident decisions

✅ Eliminate the debt cycle permanently — Identify the two types of business debt and solve the root causes: “keep the lights on” debt vs investment debt

✅ Develop “unbothered energy” around money — Transform your emotional relationship with your bank balance, debt, sales fluctuations, and expense increases

✅ Break money avoidance patterns — Address the habit loops that keep you making low-ROI investments or spending sales money before you close the deal

✅ Set up a three-account system — Implement the exact bank account structure you need to manage inconsistent income and maintain your buffer

✅ Optimize tax savings strategies — Learn how to save throughout the year to pay taxes in full without payment plans or financial stress

✅ Increase profitability strategically — Identify what's blocking sales in your business and fix it using Gina's diagnostic framework

✅ Make better investment decisions — Evaluate “spend more to save more” opportunities and avoid impulse business investments that don't generate ROI

Who Is This Course For?

• The Inconsistent Income Entrepreneur — You're making sales but the amounts vary wildly month to month. Some months you bring in $15K, other months $3K, and you never know which bills you can actually pay. You need a system that works with variable income, not against it.

• The Perpetual Debt Cycler — You pay off your business credit card, then immediately put expenses back on it. Or you take out loans for business investments that never generate the promised returns. You're tired of the hamster wheel and need a sustainable way to operate debt-free.

• The Financially Avoidant Business Owner — You avoid looking at your bank balance, dread reconciling your books, and feel anxiety every time you think about money. You need to develop what Gina calls “unbothered energy” so you can face your numbers without fear.

• The Scaling Entrepreneur — Your business is growing but your profit margins are shrinking. You're making more revenue but somehow have less money than when you were smaller. You need to understand where your money is actually going and how to keep more of it.

• The “I Don't Know What I Can Afford” Owner — You want to hire help, invest in programs, or take a vacation, but you have no idea if you can actually afford it. You need projection systems and clarity on your true financial capacity.

• The “Paycheck to Paycheck” Service Provider — Even though you're running a business, you're living client payment to client payment. You have no savings buffer and a single dry month creates panic. You need to break free from financial insecurity.

• The Over-Invested Under-Profiting Entrepreneur — You've bought courses, hired coaches, joined masterminds, and invested thousands in your business, but your bank account doesn't reflect those investments. You need to stop the bleeding and focus on profit first.

A Lesson-by-Lesson Breakdown of the Curriculum

Module 1: Core Money Management System (49 Lessons)

This is the foundational training that takes you through Gina's complete 4-step Path to Profit system. You'll learn how to build savings, track your numbers accurately, pay yourself strategically, eliminate debt, and increase your profitability with practical, actionable systems.

Building Business Savings:

• Lesson 1: The business problems that get solved when you build your business savings
• Lesson 2: Track your savings
• Lesson 3: How to manage inconsistent income and save
• Lesson 4: The 3 bank accounts you need
• Lesson 5: How to hit your buffer number for the first time
• Lesson 6: What to do if you're always under your buffer
• Lesson 7: BONUS — How Does Gina move money to working capital
• Lesson 8: BONUS — Getting past a savings plateau

Know Your Numbers:

• Lesson 9: Set up your Profit & Loss spreadsheet
• Lesson 10: Fill in your spreadsheets fast
• Lesson 11: How to save to pay in full for taxes
• Lesson 12: Your Monthly Money Checklist
• Lesson 13: BONUS — How Does Gina reconcile her books in 10 minutes a month
• Lesson 14: BONUS — How Does Gina make a spending plan

Set Profitable Goals:

• Lesson 15: Set an annual goal that grounds your year
• Lesson 16: Identify what's BLOCKING sales and fix it
• Lesson 17: Get a Personalized Make More Money Review

Pay Yourself:

• Lesson 18: How to pay yourself if you're not earning enough to cover your baseline
• Lesson 19: How to pay yourself if you're maintaining
• Lesson 20: How to pay yourself if you're scaling
• Lesson 21: How to pay yourself if you're downshifting
• Lesson 22: BONUS — How Does Gina decide what to pay herself
• Lesson 23: BONUS — How Does Gina give herself a raise

Develop Unbothered Energy:

• Lesson 24: The 1 thing you need to do to get out of money avoidance
• Lesson 25: Unbothered Energy Introduction
• Lesson 26: Feel better about your bank balance
• Lesson 27: Feel better about your debt
• Lesson 28: Feel better when your monthly expenses increase
• Lesson 29: Feel better about your sales

Master Projections:

• Lesson 30: How to use projections to make the best possible business decisions
• Lesson 31: Project your profit in the next 30 days (do this on the 1st of the month)
• Lesson 32: How to project your sales if you do launches
• Lesson 33: How to project sales if you sell on evergreen or are product based

Eliminate Debt:

• Lesson 34: Get out of the debt cycle for good
• Lesson 35: If you use your biz CC for regular monthly expenses
• Lesson 36: What to do if you're holding debt
• Lesson 37: BONUS — How Does Gina pay off her business credit card

Increase Profitability:

• Lesson 38: How you'll increase your profitability
• Lesson 39: Spend more to save more
• Lesson 40: Watch this before making an impulse business investment
• Lesson 41: BONUS — How Does Gina manage unexpected expenses

📕 Included resources: Cash Flow Planner (3 versions), 2024 Business Profit & Loss spreadsheet (2 versions), 2025 Business Profit & Loss spreadsheet, Community Guidelines PDF, Money Making Mindset Challenge Fillable workbooks (2 versions)

Module 2: 2022 Money Making Mindset Challenge Replays (10 Sessions)

10 recorded daily challenge sessions from the 2022 cohort covering mindset transformation, money beliefs, and the psychology of wealth building for entrepreneurs.

• Session 1: Money Making Mindset Challenge Replay 1 (1h)
• Session 2: Money Making Mindset Challenge Replay 2 (1h 7m)
• Session 3: Money Making Mindset Challenge Replay 3 (1h 3m)
• Session 4: Money Making Mindset Challenge Replay 4 (1h 9m)
• Session 5: Money Making Mindset Challenge Replay 5 (1h 5m)
• Session 6: Money Making Mindset Challenge Replay 6 (58m)
• Session 7: Money Making Mindset Challenge Replay 7 (59m)
• Session 8: Money Making Mindset Challenge Replay 8 (58m)
• Session 9: Money Making Mindset Challenge Replay 9 (1h 3m)
• Session 10: Money Making Mindset Challenge Replay 10 (1h 48m)

📕 Included resources: Business Debt Spreadsheet (2 versions)

Module 3: 2023 Money Making Mindset Challenge Replays (5 Sessions)

5 recorded sessions from the 2023 mindset challenge, covering advanced money identity work and belief transformation.

• Session 1: Money Making Mindset Challenge Replay (1h 11m)
• Session 2: Money Making Mindset Challenge Replay 2 (59m)
• Session 3: Money Making Mindset Challenge Replay 3 (1h 13m)
• Session 4: Money Making Mindset Challenge Replay 4 (1h 4m)
• Session 5: Money Making Mindset Challenge Replay 5 (1h 4m)

Module 4: 2024 Office Hour Replays (29 Sessions)

29 recorded weekly coaching calls from 2024 where Gina answers student questions, troubleshoots real business scenarios, and provides personalized guidance on money management challenges.

• June 4th Office Hour (1h 9m)
• June 11th Office Hour (1h 5m)
• June 18th Office Hour (1h 3m)
• June 25th Office Hour (1h 1m)
• July 2nd Office Hour (1h)
• July 9th Office Hour (1h 5m)
• July 16th Office Hour (1h 3m)
• July 23rd Office Hour (57m)
• July 30th Office Hour (46m)
• August 6th Office Hour (1h 2m)
• August 13th Office Hour (1h 8m)
• August 20th Office Hour (1h 1m)
• September 3rd Office Hour (59m)
• September 10th Office Hour (43m)
• September 17th Office Hour (57m)
• September 24th Office Hour (1h 2m)
• October 1st Office Hour (1h 1m)
• October 8th Office Hour (1h 4m)
• October 15th Office Hour (58m)
• October 22nd Office Hour (1h 2m)
• October 29th Office Hour (1h 3m)
• November 5th Office Hour (1h 3m)
• November 12th Office Hour (1h 1m)
• November 19th Office Hour (1h 3m)
• November 26th Office Hour (1h 5m)
• December 3rd Office Hour (59m)
• December 10th Office Hour (53m)
• December 17th Office Hour (1h 6m)
• 6FS Hot Money Mess Clean Up Day (1h 48m)

📕 Included resources: The EMPIRE 2025 Calendar by Xtina Harmsworth

Module 5: 2024 Tax Savings Challenge Replays (5 Sessions)

5 focused sessions on tax strategy, quarterly tax planning, and how to save throughout the year to pay taxes in full without payment plans.

• Session 1: Tax Savings Challenge Replay 1 (8m 9s)
• Session 2: Tax Savings Challenge Replay 2 (6m 33s)
• Session 3: Tax Savings Challenge Replay 3 (9m 45s)
• Session 4: Tax Savings Challenge Replay 4 (5m 21s)
• Session 5: Tax Savings Challenge Replay 5 (7m 9s)

Module 6: 2025 Office Hour Replays (18 Sessions)

18 recorded weekly coaching calls from early 2025, featuring current strategies and real-time problem-solving for student businesses.

• January 7th Office Hour (1h 2m)
• January 14th Office Hour (1h 8m)
• January 21st Office Hour (1h 9m)
• January 28th Office Hour (1h 9m)
• February 4th Office Hour (1h 12m)
• February 11th Office Hour (1h 28m)
• February 18th Office Hour (1h 9m)
• February 25th Office Hour (1h 1m)
• March 4th Office Hour (1h 2m)
• March 11th Office Hour (1h 12m)
• March 18th Office Hour (1h 5m)
• March 25th Office Hours (1h)
• April 1st Office Hour (1h 6m)
• April 8th Office Hour (1h 3m)
• April 15th Office Hour (59m)
• April 22nd Office Hour (1h 4m)
• April 29th Office Hour (1h 2m)
• May 6th Office Hours (54m)

Module 7: 30 Day Debt Challenge (32 Lessons)

A complete 30-day program to eliminate business debt using Gina's proven system. This step-by-step challenge walks you through calculating your debt-free date, understanding the psychology of debt, breaking spending habits, and creating a sustainable payoff plan.

• Introduction: 30 Day Pay Off Challenge (8m 16s)
• Day 1: Calculate Your Projected Debt Free Date (11m 19s)
• Day 1 (Part 2): What if I'm putting monthly expenses on a card while trying to pay off the old balance (4m 37s)
• Day 2: Minimum Payment Leapfrog To Speed Up Debt Free Timeline (7m 40s)
• Day 3: Use your P&L to figure out how much you can put towards debt (10m 13s)
• Day 4: How to add debt payments into your P&L (9m 5s)
• Day 5: Using your projections to pay down debt (17m 2s)
• Day 6: Catch up on taxes or pay off debt (20m)
• Day 7: Check-In (2m 35s)
• Day 8: How did you end up here (2m 30s)
• Day 9: The 2 types of business debt (9m 19s)
• Day 10: SOLVE — Keep the lights on debt, 1 month oopsie (6m 3s)
• Day 11: SOLVE — Not breaking even for 3+ months in a row (18m 11s)
• Day 12: SOLVE — Low No ROI Business Investment(s) (16m 47s)
• Day 13: SOLVE — High ROI Business Investment Debt (29m 4s)
• Day 14: Week 2 Check-In (4m 17s)
• Day 15: Cancel shit you don't need day (6m 35s)
• Day 16: Write a letter to your debt (3m 34s)
• Day 17: Habit Loops (7m 18s)
• Day 18: Habit Loop — Keep making Low No ROI Investments (5m 16s)
• Day 19: Habit Loop — Spending your sales money before you close the sale (5m 24s)
• Day 20: Habit Loop — Not sweating the small things (4m 54s)
• Day 21: How to identify your Current Problem correctly (22m 42s)
• Day 22: Maximize Your Efficiency (10m 34s)
• Day 23: Week 3 Check-in (2m 17s)
• Day 24: Making more money to pay off debt (30m 4s)
• Day 25: What to do when you don't know what to do (28m 24s)
• Day 26: Getting Past a Freeze Response (42m 56s)
• Day 27: When your goal is going to take too long (30m 24s)
• Day 28: When you can't control the circumstances (34m 44s)
• Day 29: Eliminating panic before we make the situation worse (39m 56s)
• Day 30: Make more sales in the next 7-14 days (1h 8m)

Module 8: Hot Money Mess Clean Up Day (8 Sessions)

A focused workshop on organizing your financial systems, cleaning up messy bank accounts, and setting up sustainable money management structures.

• Lesson 1: The Hot Mess Spiral (7m 24s)
• Lesson 2: Hot Mess Spiral Coaching (51m 32s)
• Lesson 3: Bank Account Cleanups Intro (4m 9s)
• Lesson 4: What To Do If All Your Bank Accounts Are Personal (12m 36s)
• Lesson 5: What To Do If You're Using Profit First Section 1 (1m 12s)
• Lesson 6: What To Do If You're Using Profit First Section 2 (6m)
• Lesson 7: What To Do If You Only Have a Business Checking Account (2m 51s)
• Lesson 8: Money Systems Coaching (2h 17m)

Included Bonus Materials to Accelerate Your Results

✅ Pivot to Profit Masterclass — A comprehensive 1-hour training on how to adapt your business strategy during economic downturns and market shifts, with actionable steps to maintain profitability during uncertainty (video training)

✅ Money Moves for Navigating A Recession — Strategic guidance on recession-proofing your business finances, including how to protect your savings, adjust your pricing, and make smart decisions when the economy contracts (video training)

✅ Dismantling Limiting Beliefs About Money — A deep-dive session on identifying and eliminating the subconscious money beliefs that sabotage your financial success, including specific exercises to rewire your money mindset (34-minute video)

✅ Financial Order of Operations — Learn the exact sequence in which to tackle your financial priorities — which comes first: paying off debt, building savings, investing, or paying yourself? This framework eliminates decision paralysis (6-minute video)

✅ Retirement for Entrepreneurs with Evelyn Huang — A specialized training with retirement expert Evelyn Huang on retirement planning for business owners with variable income, covering SEP IRAs, Solo 401(k)s, and wealth building strategies (56-minute video)

About Your Instructor: Gina Knox

Gina Knox is a financial coach for entrepreneurs who spent five years at QuickBooks as a Design Researcher and Strategist, where she analyzed the backend financials of over 400 small businesses globally. This unique vantage point — seeing both the numbers and the emotional patterns behind business owners' financial decisions — shaped her distinctive “savings-first” coaching methodology.

An art school graduate from California College of the Arts with a focus on Interaction Design, Gina combines design thinking principles with financial strategy to create systems that work with human behavior rather than against it. She specializes in helping entrepreneurs with variable income build financial stability through her flagship program, Small Business Money School, and her advanced mastermind, 7 Figure Wealth.

Key Credentials & Accomplishments:

✅ $8.2+ million in client savings — As of October 2024, Gina's clients have collectively saved $8,257,123.75 using her systems

✅ $14+ million in wealth portfolios built — Her clients have created seven-figure wealth portfolios beyond their business savings

✅ 5 years at QuickBooks — Served as Design Researcher and Strategist, interviewing business owners globally and analyzing 400+ business financials

✅ California College of the Arts graduate — Studied Interaction Design with core curriculum in Design Thinking

✅ Host of “Small Business Big Money” podcast — A resource for entrepreneurs who want money to feel like the easy part of business

✅ Featured expert — Appeared on Boss Project podcast, Authority Magazine, Systems Famous, and multiple business podcasts discussing savings strategies and financial systems

✅ Specializes in variable income businesses — Focuses on entrepreneurs making under $5 million annually who struggle with inconsistent cash flow

What Problems Does Small Business Money School Solve?

“I make good money but I'm always broke — where does it all go?” — The core P&L training and monthly money checklist show you exactly where every dollar flows. You'll learn to fill in your spreadsheets in under 10 minutes and finally see the leak points in your business so you can plug them.

“I've been in business for years but have zero savings — one bad month and I'm in crisis mode” — The Building Business Savings module teaches you how to save consistently even with wildly inconsistent income. Gina's clients have collectively saved $8.2+ million using this exact system, proving it works regardless of your revenue fluctuations.

“I keep paying off my credit card and then immediately putting expenses back on it — I can't break the cycle” — The 30 Day Debt Challenge identifies the two types of business debt and addresses the root causes rather than symptoms. You'll learn why you're stuck in the debt cycle and how to eliminate “keep the lights on” debt permanently.

“I have no idea if I can afford to hire help, invest in that program, or take time off” — The projection training in Module 30-33 teaches you how to forecast your next 30 days of profit based on your business model (launches, evergreen, or product-based), giving you the data you need to make confident spending decisions.

“I avoid looking at my bank balance because it gives me anxiety — I just can't deal with money” — The Unbothered Energy training (Lessons 24-29) specifically addresses money avoidance and financial anxiety. You'll learn how to feel better about your bank balance, your debt, expense increases, and sales fluctuations so you can face your numbers without fear.

“I've invested thousands in courses and coaches but my profit hasn't increased — am I doing something wrong?” — Lesson 16 (Identify what's BLOCKING sales and fix it) and Lesson 40 (Watch this before making an impulse business investment) teach you Gina's diagnostic framework for evaluating ROI before you invest, plus how to identify the real bottleneck preventing sales growth.

“My business is growing but I'm taking home less money than when I was smaller” — The Increase Profitability section (Lessons 38-41) shows you how to evaluate “spend more to save more” opportunities versus expense bloat, teaching you which investments actually move the needle and which just drain resources.

What Makes Small Business Money School Different

• Built from analyzing 400+ real business financials — Unlike coaches who only know their own business model, Gina's methodology comes from 5 years at QuickBooks seeing the patterns across hundreds of businesses, giving her insight into what actually works across different industries and revenue levels.

• Savings-first, not revenue-first approach — Most business coaches focus on scaling revenue. Gina's system prioritizes building a $100K cash buffer first, which creates the financial stability that makes sustainable growth possible. Her clients prove this works: $8.2+ million in collective savings.

• Designed specifically for variable income — The three-account system, projection methods, and pay-yourself framework are all built for entrepreneurs whose income fluctuates wildly month to month, not W-2 employees with predictable paychecks.

• Addresses the psychology, not just the math — The Unbothered Energy training, Habit Loops section, and Money Making Mindset Challenges acknowledge that business money problems are rarely just spreadsheet problems — they're emotional and psychological, requiring mindset shifts alongside tactical systems.

Frequently Asked Questions About Small Business Money School

What is Small Business Money School about?

Small Business Money School is a comprehensive financial management program for entrepreneurs with variable income. Created by former QuickBooks researcher Gina Knox, the program teaches a 4-step Path to Profit system covering business savings, profit tracking, debt elimination, and profitability increase. The course includes over 90 hours of video training across 8 modules, plus spreadsheet templates, workbooks, and recorded coaching sessions.

Who created Small Business Money School?

Gina Knox, a financial coach who spent 5 years at QuickBooks as a Design Researcher and Strategist analyzing over 400 business financials. A graduate of California College of the Arts, Gina has helped her clients collectively save over $8.2 million and build wealth portfolios worth over $14 million using her savings-first methodology.

What is included in Small Business Money School?

The program includes 153 video lessons totaling 90h 11m 43s of content, 20 downloadable PDFs, 8 spreadsheet templates (including Cash Flow Planners and Profit & Loss trackers), and 31.58 GB of learning materials. You receive the complete core training system, 2022-2025 Money Making Mindset Challenge replays, 47 office hour coaching replays from 2024-2025, the 30 Day Debt Challenge, Tax Savings Challenge, Hot Money Mess Clean Up Day workshop, and 5 bonus masterclasses.

Who is Small Business Money School best suited for?

This program is designed for entrepreneurs with variable income who struggle with inconsistent cash flow, debt cycles, or money avoidance. It's ideal for service providers, coaches, consultants, and online business owners who make anywhere from $50K to under $5M annually and need systems that work with income fluctuations rather than requiring predictable paychecks.

What will I learn in Small Business Money School?

You'll learn how to build a $100K business savings buffer with inconsistent income, maintain Profit & Loss statements in 10 minutes per month, calculate and accelerate your debt-free date using the Minimum Payment Leapfrog method, create 30-day profit projections based on your business model, develop “unbothered energy” around money to eliminate financial anxiety, and design a strategic pay-yourself system for different business phases.

What format is Small Business Money School delivered in?

The course is delivered as 153 video lessons in MP4/TS format totaling 90h 11m 43s, 20 PDF guides totaling 11.73 MB, and 8 Excel spreadsheet templates totaling 2.66 MB. The total download size is 31.58 GB. All content is pre-recorded and downloadable for offline access.

Does Small Business Money School include any bonus materials?

Yes, the program includes 5 bonus trainings: Pivot to Profit Masterclass (1h 11m), Money Moves for Navigating A Recession (1h 11m), Dismantling Limiting Beliefs About Money (34m), Financial Order of Operations (6m), and Retirement for Entrepreneurs with Evelyn Huang (56m). You also receive multiple versions of the Cash Flow Planner and Profit & Loss spreadsheets, plus the EMPIRE 2025 Calendar.

What is Gina Knox known for?

Gina Knox is known for her savings-first approach to business finance, built from analyzing over 400 business financials during her 5 years at QuickBooks. She's recognized for helping entrepreneurs with variable income save consistently, with her clients collectively saving $8.2+ million and building wealth portfolios worth $14+ million. She hosts the “Small Business Big Money” podcast and has been featured on Boss Project, Authority Magazine, and Systems Famous.

How is Small Business Money School different from other business finance courses?

Unlike typical business courses that focus solely on revenue growth, Small Business Money School prioritizes building a cash buffer first to create financial stability. Gina's methodology is based on patterns from 400+ real businesses rather than one success story. The program specifically addresses variable income challenges and combines tactical spreadsheet systems with psychological mindset work, recognizing that money problems are rarely just math problems.

Sources:

• Small Business Money School | Gina Knox
• Money's Mom, Gina Knox – Molly Knuth Media
• Gina Knox – LinkedIn
• Savings Strategies for Entrepreneurs: How Gina Knox's Clients Saved $7.5 Million Dollars — Boss Project
• Gina Knox: From Quickbooks to Being Money's Mom – Cheya Media
• Female Disruptors: Financial Coach Gina Knox – Authority Magazine