Coaching on Advanced Topics in Personal Finance by Kelsa Dickey

Introduction

Coaching on Advanced Topics in Personal Finance is a specialized training toolkit created by Kelsa Dickey, founder and CEO of the Financial Coach Academy and author of The Financial Coaching Playbook. This comprehensive specialty course equips financial coaches with the knowledge and frameworks to guide clients through complex financial decisions including student loans, home buying, investing strategies, insurance selection, and debt resolution. The toolkit features 9 core video training modules covering the most challenging topics coaches encounter when working with clients navigating major financial milestones.

Here's Everything You'll Receive

Course Stats:

12 video lessons | 27 downloadable PDFs | 1 image resource | 7h 38m of content | 1.66 GB total

Complete Training Components:

All recorded video training content from Financial Coach Academy's Specialty Toolkit Area 4, providing coaches with expert frameworks to confidently guide clients through advanced financial topics.

Core Video Training Modules:

• Introduction to Coaching on Advanced Topics in Personal Finance
• Student Loan Coaching Framework
• Home Buying Guidance for Clients
• HELOC vs Second Mortgage Comparison Coaching
• Investment Coaching Fundamentals
• Investment Path Selection Coaching
• Life Insurance Coaching Strategies
• Health Insurance Navigation for Clients
• Debt Settlement and Negotiation Coaching
• Bankruptcy Coaching Guidance

Client-Ready Resources:

• Complete Toolkit Workbook (comprehensive reference guide)
• Attribution Phrasing Guide
• Investing Quick Sheet Client Worksheet
• Questions to Ask a Financial Advisor Client Worksheet
• Coaching handouts for each specialty topic (student loans, home buying, HELOC, investing, life insurance, health insurance, debt settlement, bankruptcy)
• Toolkit Handout Template Tutorial
• Financial Coaching Toolkit Welcome Video

> Note: This includes all recorded training videos, coaching frameworks, client worksheets, and downloadable handout templates from the Specialty Toolkit. Live coaching sessions and ongoing updates to the Financial Coach Academy platform are available exclusively through the official program.

Why Choose CoursesDrop?

✅ 10+ Years of Trust — Delivering digital courses to students worldwide since 2014

✅ Complete & Verified Content — Every module and bonus included, or your money back

✅ 30-Day Money-Back Guarantee — Not satisfied? Full refund, no questions asked

✅ Instant Access — Download your course within minutes of purchase

✅ Secure Checkout — Protected transactions via PayPal & Stripe with SSL encryption

What You Will Master in Coaching on Advanced Topics in Personal Finance

✅ Navigate student loan conversations with confidence — Master the coaching framework to help clients evaluate repayment strategies, consolidation options, and loan forgiveness programs without needing to be a student loan expert yourself

✅ Guide first-time homebuyers through the purchase process — Equip yourself with the questions, considerations, and financial preparation steps to help clients make informed home buying decisions

✅ Explain HELOC vs Second Mortgage tradeoffs clearly — Break down the key differences, risks, and benefits of each option so clients can make the right choice for their specific situation

✅ Coach clients on investment fundamentals — Help clients understand investment basics, risk tolerance assessment, and how to prepare for conversations with financial advisors

✅ Support clients in choosing their investment path — Guide clients through the decision between DIY investing, robo-advisors, and working with a financial advisor based on their knowledge, time, and preferences

✅ Demystify life insurance for your clients — Teach the coaching approach to help clients determine what type of life insurance they need, how much coverage is appropriate, and how to evaluate policies

✅ Simplify health insurance selection — Provide clients with a framework to compare plans, understand deductibles vs premiums, and make cost-effective healthcare coverage decisions

✅ Coach through debt settlement and negotiation — Learn when debt settlement is appropriate, how the process works, and what clients need to know before pursuing negotiation with creditors

✅ Support clients considering bankruptcy — Understand the types of bankruptcy, what the process involves, and how to help clients evaluate if bankruptcy is the right financial recovery path

✅ Deliver value beyond basic budgeting — Position yourself as a comprehensive financial resource who can confidently support clients through major financial decisions, not just monthly spending plans

✅ Use ready-made client handouts — Save hours of preparation time with professionally designed coaching handouts for each advanced topic that you can customize and share with clients

✅ Apply attribution phrasing techniques — Learn the proper language to use when discussing topics that require specialized licenses, keeping you compliant while still adding tremendous value to your clients

Who Is This Course For?

• The New Financial Coach Building Credibility — You've completed foundational financial coach training and are starting to work with clients, but you feel unprepared when they ask about mortgages, investing, or insurance. You need frameworks and language to guide these conversations confidently without overstepping into areas requiring specialized licenses.

• The Career Changer from Finance Seeking Coaching Skills — You have experience as a financial advisor, accountant, or in banking, and you understand financial products well. Now you're transitioning to financial coaching and need to learn how to coach clients through decisions rather than tell them what to do, especially on complex topics where coaching approach differs from advisory approach.

• The Established Coach Expanding Service Offerings — You've been coaching clients on budgeting, debt payoff, and savings for months or years, but you're turning away clients who need help with student loans, home buying, or investment decisions. This toolkit lets you confidently serve clients through these advanced scenarios and increase your value.

• The DIY Entrepreneur Avoiding Referral Loss — You've built a financial coaching business, but every time a client asks about life insurance or HELOCs, you refer them elsewhere and lose momentum in the coaching relationship. You want to maintain continuity and trust by being equipped to guide them through these decisions.

• The Specialist Coach Serving a Specific Niche — You work primarily with young professionals, families, or pre-retirees who routinely face advanced financial decisions like student loan strategy, home buying, or investment selection. You need deep, specialized coaching frameworks for these recurring topics your ideal clients encounter.

• The Group Workshop Facilitator — You teach financial literacy workshops or group coaching programs and want to expand beyond basic budgeting topics. These video modules and client handouts give you ready-made content to deliver advanced financial education sessions professionally.

• The Coach Pursuing Professional Development — You're committed to becoming the best financial coach possible and recognize that mastering advanced topics sets you apart from coaches who only handle surface-level money conversations. This specialty training is the next level in your professional development journey.

A Lesson-by-Lesson Breakdown of the Curriculum

This specialty toolkit provides systematic training on the nine most common advanced financial topics coaches encounter, complete with coaching frameworks, client conversation guides, and ready-to-use handouts for each area.

Module 4.1: Introduction to Coaching on Advanced Topics in Personal Finance

Video Duration: 2m 25s

This opening module sets the stage for why advanced topic coaching matters and how this toolkit equips you to confidently serve clients navigating complex financial decisions. You'll understand the scope of advanced topics covered, the coaching approach vs advisory approach distinction, and how to position yourself as a valuable resource even without specialized licenses.

• Lesson: Overview of Advanced Financial Coaching
• Included resources: Attribution Phrasing Guide PDF, Complete Toolkit Workbook PDF

Module 4.2: Coaching on Student Loans

Video Duration: 55m 23s

Navigate the complex world of student loan coaching with confidence. This comprehensive module covers federal vs private loans, repayment plan options, consolidation, refinancing, and loan forgiveness programs. Learn the questions to ask clients, how to help them evaluate their options, and the coaching framework to support student loan decision-making without providing financial advice.

• Lesson: Student Loan Coaching Framework
• Included resources: Toolkit Handout 4.2 – Coaching on Student Loans PDF

Module 4.3: Coaching on Home Buying

Video Duration: 32m 48s

Equip yourself to guide first-time and repeat homebuyers through one of the biggest financial decisions they'll make. This module covers the financial preparation needed before home shopping, understanding mortgage types, down payment strategies, closing costs, and the total cost of homeownership beyond the mortgage payment. You'll learn how to help clients determine affordability and prepare for the home buying process.

• Lesson: Home Buying Coaching Framework
• Included resources: Toolkit Handout 4.3 – Coaching on Home Buying PDF

Module 4.4: Coaching on HELOC vs Second Mortgage

Video Duration: 26m 14s

Help homeowner clients understand the key differences between Home Equity Lines of Credit (HELOCs) and second mortgages. This module breaks down how each option works, the risks and benefits, when each makes sense, and the questions clients should ask lenders. You'll gain clarity on a topic that confuses many homeowners and learn how to coach clients toward informed decisions.

• Lesson: HELOC vs Second Mortgage Comparison Coaching
• Included resources: Toolkit Handout 4.4 – Coaching on HELOC vs Second Mortgage PDF

Module 4.5: Coaching on Investing (Part 1)

Video Duration: 51m 30s

Demystify investing for your coaching clients with this foundational module covering investment basics, types of accounts (401k, IRA, Roth IRA, taxable accounts), asset allocation, diversification, and risk tolerance. Learn how to help clients understand investing fundamentals and prepare them for productive conversations with investment professionals.

• Lesson: Investment Coaching Fundamentals
• Included resources: Toolkit Handout 4.5 – Coaching on Investing PDF, Investing Quick Sheet Client Worksheet PDF

Module 4.5B: Coaching on Investing – Choosing an Investment Path (Part 2)

Video Duration: 48m 34s

This continuation of investment coaching focuses on helping clients choose between DIY investing, robo-advisors, and working with a financial advisor. You'll learn the coaching framework to assess client knowledge, time availability, and comfort level, then guide them toward the investment approach that fits their situation. Includes the critical questions clients should ask when interviewing financial advisors.

• Lesson: Investment Path Selection Coaching
• Included resources: Questions to Ask a Financial Advisor Client Worksheet PDF

Module 4.6: Coaching on Life Insurance

Video Duration: 37m 40s

Navigate the often-confusing world of life insurance with your clients. This module covers term vs whole life insurance, how to determine coverage needs, beneficiary selection, and what to look for when comparing policies. Learn the coaching approach to help clients make informed life insurance decisions that protect their families without overpaying for unnecessary coverage.

• Lesson: Life Insurance Coaching Strategies
• Included resources: Toolkit Handout 4.6 – Coaching on Life Insurance PDF

Module 4.7: Coaching on Health Insurance

Video Duration: 1h 2m 31s

Help clients make cost-effective health insurance decisions during open enrollment or life transitions. This comprehensive module breaks down health insurance terminology, how to compare plans, understanding deductibles vs premiums vs out-of-pocket maximums, HSAs vs FSAs, and evaluating coverage options. Equip yourself to guide clients through the healthcare coverage maze.

• Lesson: Health Insurance Navigation for Clients
• Included resources: Toolkit Handout 4.7 – Coaching on Health Insurance PDF

Module 4.8: Coaching on Debt Settlement or Negotiation

Video Duration: 43m 53s

Learn when debt settlement is appropriate and how to coach clients through the negotiation process. This module covers the debt settlement process, potential impacts on credit, tax implications, and alternatives to consider. You'll gain the framework to help clients evaluate if debt settlement is right for their situation and what to expect if they pursue it.

• Lesson: Debt Settlement and Negotiation Coaching
• Included resources: Toolkit Handout 4.8 – Coaching on Debt Settlement or Negotiation PDF

Module 4.9: Coaching on Bankruptcy

Video Duration: 57m 11s

Support clients considering bankruptcy with empathy and informed guidance. This module explains Chapter 7 vs Chapter 13 bankruptcy, what the process involves, what assets are protected, the long-term credit impact, and alternatives to bankruptcy. Learn how to help clients evaluate this difficult decision and what to expect if they file for bankruptcy.

• Lesson: Bankruptcy Coaching Guidance
• Included resources: Toolkit Handout 4.9 – Coaching on Bankruptcy PDF

Bonus Resources

• Financial Coaching Toolkit Welcome Video (23m 23s) — Orientation to the complete Financial Coaching Toolkit program and how to maximize your learning from all specialty areas
• Toolkit Handout Template Tutorial (17m 30s) — Learn how to customize and use the provided handout templates with your clients for maximum impact

Included Bonus Materials to Accelerate Your Results

✅ Complete Toolkit Workbook (PDF) — A comprehensive reference guide consolidating all frameworks, coaching approaches, and key concepts from the advanced topics training in one master document for quick reference during client sessions

✅ Attribution Phrasing Guide (PDF) — Critical language templates showing you exactly how to discuss financial topics ethically and legally without crossing into areas requiring licenses, protecting both you and your clients

✅ Client-Ready Handout Templates (9 PDFs) — Professionally designed, customizable handouts for each advanced topic (student loans, home buying, HELOC, investing, life insurance, health insurance, debt settlement, bankruptcy) that you can brand and share with clients

✅ Investing Quick Sheet Client Worksheet (PDF) — A streamlined tool clients can use to clarify their investment goals, risk tolerance, and preferences before meeting with financial advisors or making investment decisions

✅ Questions to Ask a Financial Advisor Worksheet (PDF) — Empowers your clients to interview potential financial advisors confidently with a curated list of essential questions about fees, approach, credentials, and services

✅ Toolkit Handout Template Tutorial Video — Step-by-step guidance on customizing the provided handout templates, adding your branding, and delivering them to clients in a professional way that enhances your coaching value

About Your Instructor: Kelsa Dickey

Kelsa Dickey is a pioneer in the financial coaching profession and the founder and CEO of the Financial Coach Academy, where she has trained hundreds of coaches to build successful financial coaching businesses since 2010. After 7 years working as a licensed financial advisor and corporate accountant, Kelsa left the corporate world in 2010 to start her own financial coaching business at a time when the profession barely existed, building her practice and methodology from the ground up.

Key Credentials & Accomplishments:

✅ Founder and CEO of Financial Coach Academy — Created the premier training program for aspiring and established financial coaches, serving hundreds of students worldwide

✅ Author of The Financial Coaching Playbook — Published by Financial Coach Academy in 2020, this comprehensive guide teaches coaches how to launch and grow successful financial coaching businesses

✅ Creator of SpendFirst® Methodology — Developed this innovative personal finance management method now used by thousands of people and shared by hundreds of financial professionals

✅ Host of The Financial Coach Academy Podcast — Produces weekly educational content for financial coaches on platforms including Spotify, Apple Podcasts, iHeart Radio, and Audible

✅ Advanced Financial Education — Holds a Bachelor's degree in Personal Finance with a minor in Economics, Master's degree in Accounting (MBA from University of Phoenix, 2005-2006), Series 7 and Series 66 financial licenses, and Health, Life, and Disability insurance certifications

✅ Founder of Fiscal Fitness PHX — Established a successful financial coaching firm serving individuals, couples, and business owners in Phoenix and worldwide, demonstrating real-world coaching expertise

✅ Creator of The Plan Ahead Method™ — Developed this budgeting framework that helps clients develop money management systems aligned with their actual spending patterns rather than forcing predetermined frameworks

What Problems Does Coaching on Advanced Topics in Personal Finance Solve?

“My clients ask me about investing and mortgages, but I freeze because I don't have the expertise” — This toolkit gives you the coaching frameworks and language to confidently guide conversations about student loans, home buying, investing, insurance, and debt resolution without needing to become a licensed financial advisor or insurance agent yourself.

“I lose clients when their needs move beyond basic budgeting” — By mastering these advanced topic coaching skills, you can support clients through major financial milestones like buying a home, choosing investments, or selecting insurance, maintaining continuity in the coaching relationship rather than referring them away.

“I'm not sure where the line is between coaching and financial advice” — Module 4.1 and the Attribution Phrasing guide teach you exactly how to discuss complex financial topics ethically and legally, providing tremendous value while staying within coaching scope and avoiding license requirements.

“I spend hours researching each time a client brings up life insurance or student loans” — The ready-made handouts, worksheets, and video frameworks save you preparation time while ensuring you're covering the essential considerations for each advanced topic systematically.

“I want to serve a higher-level clientele but feel limited by my knowledge” — Advanced topic coaching positions you as a comprehensive financial resource capable of supporting successful professionals, business owners, and families navigating complex financial decisions, not just clients needing basic money help.

“I don't know what questions clients should ask when evaluating financial advisors or insurance agents” — The included worksheets provide clients with the exact questions to ask investment advisors and the framework to compare insurance policies, making you their trusted guide even when specialists are involved.

What Makes Coaching on Advanced Topics in Personal Finance Different

• Coaching-first approach, not product sales — Unlike training designed for financial advisors who sell products, this toolkit teaches you to empower clients to make informed decisions through questioning, exploration, and personalized guidance that respects their autonomy.

• Legal compliance built into the methodology — The Attribution Phrasing framework and coaching language guidelines ensure you can add tremendous value discussing advanced topics while staying clearly within coaching scope and avoiding the need for financial licenses.

• Ready-to-use client deliverables included — Rather than just theory, you receive professionally designed handouts, worksheets, and frameworks you can immediately customize and use with paying clients, making this toolkit an implementation resource, not just educational content.

• Created by a practicing coach who built her business from scratch — Kelsa Dickey developed these frameworks through 15+ years of real-world coaching experience, not academic theory, and has taught hundreds of coaches to successfully apply them with diverse client populations.

Frequently Asked Questions About Coaching on Advanced Topics in Personal Finance

What is Coaching on Advanced Topics in Personal Finance about?

Coaching on Advanced Topics in Personal Finance is a specialized training toolkit for financial coaches who want to confidently guide clients through complex financial decisions including student loans, home buying, investment selection, insurance choices, and debt resolution. The program provides coaching frameworks, conversation guides, and client-ready resources for the nine most challenging topics coaches encounter.

Who created Coaching on Advanced Topics in Personal Finance?

The toolkit was created by Kelsa Dickey, founder and CEO of the Financial Coach Academy and author of The Financial Coaching Playbook. Kelsa is a former licensed financial advisor with a Master's in Accounting who has trained hundreds of financial coaches since founding the Financial Coach Academy in 2010.

What is included in Coaching on Advanced Topics in Personal Finance?

The complete toolkit includes 12 video lessons totaling 7 hours 38 minutes, 27 downloadable PDFs including coaching handouts for each topic, client worksheets, a comprehensive toolkit workbook, and an attribution phrasing guide. The total content package is 1.66 GB covering student loans, home buying, HELOC vs second mortgages, investing, life and health insurance, debt settlement, and bankruptcy.

Who is Coaching on Advanced Topics in Personal Finance best suited for?

This specialty toolkit is ideal for financial coaches who have completed foundational training and want to expand their capability beyond basic budgeting and debt payoff. It serves new coaches building credibility, established coaches expanding service offerings, career changers from finance learning coaching methodology, and anyone who wants to support clients through major financial milestones without crossing into financial advisory services.

What will I learn in Coaching on Advanced Topics in Personal Finance?

You'll learn the coaching frameworks to guide clients through student loan repayment strategies, home buying preparation, HELOC vs second mortgage decisions, investment fundamentals and path selection, life and health insurance evaluation, debt settlement processes, and bankruptcy considerations. You'll also learn proper attribution phrasing to discuss these topics legally and ethically without needing financial licenses.

What format is Coaching on Advanced Topics in Personal Finance delivered in?

The toolkit is delivered as 12 video lessons in .ts and .mp4 formats totaling over 7.5 hours, plus 27 PDF documents including coaching handouts, client worksheets, and reference guides. The complete package is 1.66 GB and includes both streaming video content and downloadable resources you can customize for your coaching practice.

Does Coaching on Advanced Topics in Personal Finance include any bonus materials?

Yes, the toolkit includes a comprehensive Toolkit Workbook consolidating all frameworks, an Attribution Phrasing Guide for legal compliance, client-ready handout templates for all nine topics, an Investing Quick Sheet Client Worksheet, a Questions to Ask a Financial Advisor Worksheet, and a Toolkit Handout Template Tutorial showing you how to customize resources for your clients.

What is Kelsa Dickey known for?

Kelsa Dickey is known for pioneering the financial coaching profession, founding the Financial Coach Academy in 2010, creating the SpendFirst® and Plan Ahead Method™ budgeting frameworks used by thousands, authoring The Financial Coaching Playbook, hosting The Financial Coach Academy Podcast, and training hundreds of financial coaches worldwide. She holds advanced degrees in accounting and personal finance plus financial and insurance licenses.

How is Coaching on Advanced Topics in Personal Finance different from other financial coaching courses?

This toolkit focuses specifically on advanced topics beyond basic budgeting that most financial coach training overlooks. It provides the critical distinction between coaching approach and advisory approach, includes legal compliance guidance through attribution phrasing, delivers ready-to-use client handouts rather than just theory, and was created by a practicing coach with 15+ years of real-world experience building her business from zero.

Sources:

• Kelsa Dickey | Financial Coach Academy CEO
• The Financial Coaching Playbook | Financial Coach Academy
• The Financial Coaching Playbook on Amazon
• Kelsa Dickey | Money Coach & CEO | Fiscal Fitness PHX
• Listen to the Financial Coach Academy Podcast
• Specialty Financial Coaching Toolkits by Financial Coach Academy
• Kelsa Dickey on LinkedIn